People who participant in the Agency’s workshops for first-time home buyers have the opportunity to work one-on-one with our housing counselors to achieve their goals. Recently a single woman, with grown children, contacted a housing counselor about the potential of finding a home and utilizing a down payment from the Maryland Mortgage Program. She was living in subsidized housing and paying market rate rent of $1,300 per month. She was encouraged to attend one of the workshops and after she did, one of our workshop facilitators helped her by providing tools to repair her credit. Within two months, her credit score was to the point that she could proceed with getting a mortgage. We are delighted that our customer was able to qualify for a mortgage, recently went through the settlement process, and has moved into her forever home!